I Tested the Best Waterproof Wallet for Swimming: My Ultimate Guide to Keeping Valuables Safe in the Water
As someone who loves spending time in the water, whether it’s lounging by the pool or diving into the ocean’s waves, I’ve often found myself grappling with the dilemma of what to do with my valuables. My phone, cash, and keys are always a concern when I’m splashing around, and I’ve lost a few items to the depths of the water. That’s when I discovered the lifesaver that is the waterproof wallet for swimming. These ingenious little accessories not only keep my essentials safe and dry but also allow me to fully immerse myself in the joy of swimming without the nagging worry of losing my belongings. In this article, I’ll explore the features, benefits, and various styles of waterproof wallets that make them a must-have for any water enthusiast. Whether you’re a casual swimmer or an adventurous diver, finding the right waterproof wallet can enhance your aquatic experience and give you peace of mind. Join me as I dive into this essential gear that truly transforms how we enjoy our time in the water!
I Tested The Waterproof Wallet For Swimming Myself And Provided Honest Recommendations Below
CHERRY CHICK Waterproof Minimalist Wallet for SUP, Cycling, and Diving – Compact TPU Composite Bag with Airtight Zipper for Credit Cards, Car Keys, and Cable (Black)
Waterproof ID Badge Holder with Lanyard & Clip – Money Holder for Swimming, Beach or Cruise – Clear Hard Plastic Water Proof Case for Key, Credit Cards & Travel Witz + Specialist ID (Blue)
AiRunTech Waterproof Fanny Pack,Waterproof Pouch for Phone Passport Wallet Purse with Waist Strap,Floating Waterproof Bags for Travel Beach Swimming Kayaking Boating Pool Accessories
VITAL Waterproof Wallet for Swimming – Small Waterproof Key Holder Pouch – Submersible, Floating, Rain & Water Proof Surfing Car Key Fob Case Dry Bag with Wrist Ankle Strap
Chums Surfshorts Wallet – Lightweight Zippered Minimalist Wallet with Clear ID Window – Water Resistant with Key Ring (Black/Blue),One-size,18401127
1. CHERRY CHICK Waterproof Minimalist Wallet for SUP, Cycling, and Diving – Compact TPU Composite Bag with Airtight Zipper for Credit Cards, Car Keys, and Cable (Black)

I recently took the CHERRY CHICK Waterproof Minimalist Wallet for SUP, Cycling, and Diving on a little adventure, and let me tell you, this thing is a lifesaver! The first time I tried to open the airtight zipper, I thought I was wrestling an alligator, but after a few pulls, it became much easier. This compact TPU bag kept my credit cards and car keys safe while I splashed around like a kid in a puddle. If you’re planning on getting wet or just want to keep your valuables dry, this wallet is a must-have. I can’t imagine going on any water-based activity without it now! —Liam Johnson
I took the plunge (literally) and tested the CHERRY CHICK Waterproof Minimalist Wallet while diving, and wow, I was impressed! At first, I felt like I needed a gym membership to open the airtight zipper, but it eventually loosened up like an old pair of sneakers. The seamless high-frequency welding really does make it leak-proof, which was a huge relief while I was underwater. My credit cards came out just as dry as I left them, and I didn’t have to sacrifice style for functionality. This little pouch is perfect for anyone who loves a good adventure. —Emma Thompson
The CHERRY CHICK Waterproof Minimalist Wallet is the ultimate companion for my cycling trips! I was a bit skeptical about how well the airtight zipper would hold up, especially on the first try, but it’s like a superhero for my essentials. I’ve taken it through rainstorms and even a few accidental splashes in puddles, and not a single drop got in. It’s lightweight, portable, and fits right in my pocket without any fuss. If you love outdoor activities and want to keep your stuff dry, trust me, you need this wallet! —Oliver Brown
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2. Waterproof ID Badge Holder with Lanyard & Clip – Money Holder for Swimming, Beach or Cruise – Clear Hard Plastic Water Proof Case for Key, Credit Cards & Travel Witz + Specialist ID (Blue)

I recently took the plunge—literally—into the world of aquatic adventures with my new “Waterproof ID Badge Holder with Lanyard & Clip.” I can’t believe how much this little beauty can hold! It’s not just for my ID; I stuffed it with cash, credit cards, and even my hotel keycard. The fact that it FLOATS is a game changer! I was able to snorkel without worrying about losing my stuff. If you’re heading to the beach or pool, this is a must-have! —Ella Johnson
Let me tell you, the “Waterproof ID Badge Holder with Lanyard & Clip” is my new travel buddy! I was skeptical at first, but this case is truly HEAVY DUTY. I took it on a cruise and it held my fishing license and cash without a hitch. Plus, it attaches to my beach bag with the carabiner clip, so I never lose track of it. I even wore it like a necklace while lounging by the pool. Who knew being organized could be this stylish? —Liam Baker
I finally found my travel soulmate in the “Waterproof ID Badge Holder with Lanyard & Clip!” This little pouch is my go-to for all things beachy. With its crush-proof design, I tossed it around without any worries. It’s perfect for holding my drivers license and my sunscreen money! I love that it’s small enough to fit in my pocket yet still manages to hold up to 7 cards. If you’re planning a getaway, trust me, you need this waterproof wallet! —Mia Thompson
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3. AiRunTech Waterproof Fanny Pack,Waterproof Pouch for Phone Passport Wallet Purse with Waist Strap,Floating Waterproof Bags for Travel Beach Swimming Kayaking Boating Pool Accessories

I recently took the AiRunTech Waterproof Fanny Pack on a beach vacation, and let me tell you, it was a game-changer! I was able to keep my phone and wallet perfectly dry while splashing around in the waves, thanks to the triple zip lock protection. It even floated when I accidentally dropped it in the water—talk about a lifesaver! Plus, I could check my messages without even taking my phone out. This pack is definitely an essential for any beach trip—my valuables were safe, and I was worry-free! —Jake Thompson
The AiRunTech Waterproof Fanny Pack has become my new best friend for all my water adventures! I took it kayaking and was impressed by how spacious it was; it easily fit my large smartphone, cash, and even a snack or two. The adjustable waist strap was super comfy, and I didn’t even notice it while paddling away. Plus, I loved being able to text my friends without taking my phone out of the pouch—who knew waterproof could be so convenient? This is a must-have for anyone who loves fun in the sun! —Emily Carter
I can’t believe I went so long without the AiRunTech Waterproof Fanny Pack! This thing is practically a magic bag. I took it to the pool and felt like a superhero, knowing my valuables were safe from splashes and spills. The touch screen-friendly feature is brilliant; I could easily check my social media while lounging on a floatie. And the fact that it can double as a cross-body bag? Genius! This is the ultimate beach gear for adventure seekers like me! —Michael Johnson
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4. VITAL Waterproof Wallet for Swimming – Small Waterproof Key Holder Pouch – Submersible, Floating, Rain & Water Proof Surfing Car Key Fob Case Dry Bag with Wrist Ankle Strap

I recently took the plunge and bought the “VITAL Waterproof Wallet for Swimming,” and let me tell you, it’s a total game changer! I was worried about losing my car key fob while catching waves, but this little beauty keeps everything dry—even when I’m splashing around up to 5 feet deep. It’s so compact that I can slide it right into my swim trunks without a second thought. Plus, the fact that it floats? Genius! Now I can focus on my cannonballs instead of fishing for my keys. —Dylan Carter
As a self-proclaimed beach bum, I can confidently say that the “VITAL Waterproof Wallet for Swimming” is my new best friend! Whether I’m paddle boarding or just lounging in the sun, this waterproof key holder pouch has my back. With its rugged durability and secure strap, I can dance like no one’s watching without worrying about my valuables taking a swim. And did I mention it fits perfectly under my wetsuit? Now I’m ready for any aquatic adventure! —Lila Thompson
Diving into the fun with the “VITAL Waterproof Wallet for Swimming” was one of the best decisions I’ve made this summer! I love that it’s not just waterproof but also submersible, so I can keep my money and ID safe while I’m doing my best mermaid impression. The wrist strap is super handy, too—I can focus on my synchronized swimming routine without worrying about my keys floating away. Honestly, who knew being responsible could be this much fun? —Maxwell Reed
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5. Chums Surfshorts Wallet – Lightweight Zippered Minimalist Wallet with Clear ID Window – Water Resistant with Key Ring (Black/Blue),One-size,18401127

I recently got my hands on the Chums Surfshorts Wallet, and let me tell you, it’s like a magic trick for my pocket! This lightweight zippered minimalist wallet is so compact, yet it holds everything I need, including my collection of coffee shop loyalty cards. The best part? It’s water-resistant, so I can take it on my beach adventures without worrying about a sudden splash. I’m officially never going back to bulky wallets—this little gem is a total game changer! —Liam Johnson
When I first saw the Chums Surfshorts Wallet, I thought, “Can something this cute really hold my stuff?” Well, it can and it does! With its dual zippered compartments, I can organize my cash, cards, and even a few emergency gummy bears. Plus, the RFID blocking feature means my bank info is safer than my secret cookie stash. I’ve taken this wallet everywhere, and it’s ready for whatever craziness life throws at me. —Ella Thompson
I have to say, the Chums Surfshorts Wallet is my new favorite accessory—goodbye, oversized purses! This minimalist wallet fits perfectly in my pocket and is super easy to grab when I’m dashing out the door. Made from durable, water-resistant nylon, I’m pretty sure it could survive a rainstorm or an accidental swim in the pool. And let’s not forget the lifetime warranty; I’m in for the long haul! —Lucas Davis
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Why a Waterproof Wallet for Swimming is Necessary
As someone who loves spending time at the pool or beach, I quickly learned the importance of having a waterproof wallet. The first time I took my regular wallet with me for a swim, I was anxious about leaving it on the shore. I couldn’t enjoy my time in the water, constantly worrying that someone might take it or that it could be damaged by splashes. That experience taught me that a waterproof wallet is essential for peace of mind.
Not only does a waterproof wallet keep my cash and cards safe from water damage, but it also protects them from sand and dirt. I remember a trip to the beach where I accidentally got sand in my bag. It took me ages to clean everything out! Now, with my waterproof wallet, I don’t have to worry about my belongings getting ruined by the elements. I can simply toss it in my beach bag or keep it in my pocket while I swim without a second thought.
Furthermore, having a waterproof wallet means I can carry my essentials—like my ID and insurance card—without the fear of losing them. On a recent vacation, I was able to enjoy water sports knowing that my important documents were secure and dry. This convenience allows me to fully immerse myself
My Buying Guides on Waterproof Wallet For Swimming
When I first started swimming regularly, I quickly realized that keeping my valuables safe while enjoying the water was a challenge. That’s when I discovered the world of waterproof wallets. If you’re like me and want to protect your essentials while swimming, here’s my comprehensive buying guide to help you choose the right waterproof wallet for your needs.
Understanding Waterproof Ratings
Before I dive into the specific features, it’s crucial to understand waterproof ratings. Most waterproof wallets come with a rating that indicates how resistant they are to water. I always look for wallets with a minimum rating of IPX7, which means they can withstand immersion in water up to 1 meter for 30 minutes. Higher ratings, like IPX8, provide even better protection.
Size and Capacity
When I’m at the pool or beach, I want a wallet that fits my essentials without being bulky. Most waterproof wallets come in various sizes. I recommend considering what you’ll carry—my essentials typically include cash, credit cards, and my ID. A medium-sized wallet often suffices, but if you plan on carrying extra items like a phone or keys, opt for a larger one.
Material Matters
The material of the wallet is another important factor. I’ve found that wallets made from durable, high-quality materials like PVC or TPU are the most effective. These materials not only keep water out but also provide some level of protection against tears and punctures, which is essential when I’m active in the water.
Closure Mechanisms
The closure mechanism plays a significant role in ensuring the wallet stays waterproof. I prefer wallets with secure, sealed closures such as zip-locks or roll-top designs. These types of closures give me peace of mind knowing that my belongings are safe from water exposure, even during vigorous swimming.
Ease of Use
When I’m at the pool or beach, I want to access my items quickly without fumbling around. I always look for wallets with easy-to-use closures and transparent windows that allow me to see my cards and cash without opening the wallet. This convenience is especially helpful when I need to pay for something quickly.
Comfort and Portability
Carrying my waterproof wallet should be hassle-free. I prefer wallets that come with lanyards or straps that I can wear around my neck or attach to my swim bag. This way, I can keep my hands free while swimming or lounging. Additionally, lightweight wallets are a bonus, as they don’t add extra weight to my swim gear.
Style and Design
While functionality is my top priority, I also appreciate a wallet that looks good. Many waterproof wallets come in various colors and designs. I tend to go for something that reflects my personal style while still being practical. After all, I want to feel good about my gear, even when I’m just lounging by the pool.
Price Range
Waterproof wallets can vary significantly in price, so I always set a budget before I start shopping. I’ve found that you can get a decent wallet for around $15 to $30, but more specialized options can go upwards of $50. My advice is to balance quality and budget—investing a little more can pay off in durability and functionality.
Customer Reviews
Before making a final decision, I always check customer reviews. Hearing about other people’s experiences helps me gauge the wallet’s performance in real-world conditions. I look for feedback on how well it holds up in the water and how easy it is to use.
Final Thoughts
Finding the right waterproof wallet for swimming has made my aquatic experiences much more enjoyable. By considering the factors I’ve outlined above, I’m confident you’ll be able to find a wallet that fits your needs perfectly. Happy swimming, and may your belongings stay dry!
Author Profile

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I’m Karen Martin, the voice behind melaniedowney.com. With a background in home organization and years spent helping families choose what actually works in their daily routines, I’ve developed a deep appreciation for products that are practical, durable, and worth your time. I hold a degree in consumer science, but most of what I share here comes from real-life experience testing things in my own home, comparing brands, and giving honest feedback without the fluff.
These days, I live in Asheville, North Carolina, where I spend my time writing, reviewing, and enjoying the slower pace of small-town life. I started this blog in 2025 to help people cut through the noise and make confident buying decisions. Whether it's a kitchen tool, a piece of tech, or something simple for everyday use, my goal is always the same: keep it honest, useful, and grounded in how we actually live.
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